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Shopify USDC Payments: Stablecoins in Shopify Payments

Updated , first published · 3 min read

USDC on Shopify is the simplest form of crypto payment a store can take. With Shopify Payments, eligible stores can accept USDC, a dollar-backed stablecoin, on the Base network, with no separate gateway, and receive the payout in their local currency or as USDC in a crypto wallet. Bitcoin, Ether and other coins still need a third-party crypto gateway. Either way, refunds are handled differently from cards, and your bookkeeping needs to record what you received and when.

USDC with Shopify Payments

Shopify’s changelog post of June 12, 2025, introduced USDC on Base for Shopify Payments merchants in eligible markets. As it describes the setup:

  • Shoppers pay from any of hundreds of supported crypto wallets on the Base payment network.
  • By default, the payout arrives in your local currency, with no foreign exchange or multi-currency fees.
  • Alternatively, you can claim the USDC itself by connecting a crypto wallet that supports Base.

Eligibility depends on your market; check the USDC section of your Shopify Payments settings. Shopify’s Spring ’26 Edition announced cashback for customers who pay with USDC on Base, and said customers can pay with USDC on Ethereum, Base or other chains, with funds bridged automatically. Because USDC is pegged to the US dollar, its price does not swing between the order and the payout the way Bitcoin’s can.

Other coins: third-party gateways

USDC is the only coin Shopify Payments takes. For Bitcoin, Ether and others, Shopify’s Help Center page on cryptocurrency, read on October 23, 2026, lists third-party providers such as BitPay, Crypto.com, Strike, OpenNode and Lunu, added under Settings > Payments > Additional payment methods, each with its own coins, fees and settlement currency. The provider comparison and the setup steps are in accepting crypto on Shopify.

Refunds, taxes and records

  • Refunds. Shopify’s crypto page says there are no automatic refunds for cryptocurrency payments through Shopify; you refund manually through the gateway. Write your refund policy for crypto orders before you take the first one: refund in the same coin, or in the fiat value at the time of the order.
  • Volatility. For coins other than stablecoins, the value can move between the order and the refund. A gateway that settles to your local currency removes most of that risk on your side.
  • Legality. Shopify asks you to verify that crypto is an accepted form of payment in your region before you activate it.
  • Taxes and records. Keep, for each crypto order, the amount in fiat at the time of sale, the coin and amount received, and the gateway’s settlement report. If you hold coins instead of converting them, any gain or loss when you later sell them may be taxable; ask your accountant.

How crypto fits into the wider Web3 picture on Shopify is in Shopify and Web3, and Shopify Payments itself in Shopify Payments. Other operations guides are in the running a store hub.

Frequently asked questions

Can Shopify accept Bitcoin? Shopify accepts Bitcoin through third-party crypto gateways such as BitPay, OpenNode or Strike, which you add under Settings > Payments > Additional payment methods. Shopify Payments itself supports USDC, not Bitcoin.

Do I get paid in crypto or cash? With USDC through Shopify Payments, the payout comes in your local currency by default, or as USDC to a wallet you connect. With third-party gateways, it depends on the provider: some settle in USD or other currencies, some in Bitcoin.

Are crypto refunds possible? Crypto refunds are possible but not automatic: Shopify says you refund cryptocurrency payments manually through your gateway. Decide in advance whether you refund the coin amount or the fiat value of the order.